Why won't my phone book recognize number stored unless the area code is saved?

I have an HTC Desire Eye and an HTC Desire 10 Pro i and they both give me issues with my phone book.

The call log would not show a caller's name unless I save my contact numbers with their area codes. The problem I have with this is if I dial a number with an area code I am billed as a long distance call.

This is the first time in years since owning several brands of phones have I encountered this issue. My last phone was a Blu and my contacts were saved without area codes. Calls coming in would show the contact name as well as the number. HTC does not allow this unless the code is saved.

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